HomeServe Repair Coverage

When an unanticipated problem occurs with your home’s electrical, water heater or HVAC systems, it can be expensive, and damage to these systems from normal wear and tear is typically not covered by basic homeowners insurance. So we are partnering with HomeServe to offer you optional coverage to help protect your pocketbook against emergency repairs.

  • HomeServe 24/7 hotline of knowledgeable agents
  • Professional, licensed technicians
  • One-year guarantee on repairs

Did you know?

Items like the electric weatherhead and meter base on the outside of your house are owned by you, and you’re financially responsible for repairs? Exterior electrical line coverage can help pay for unexpected repairs caused by normal wear and tear.

Additional coverage options can help protect you against additional items throughout your home such as your water heater or HVAC system. Plus, you get the added benefit of not having to worry about who to call when you are dealing with an emergency repair. Review the available plans below and then check out to determine which plan that’s right for you. Please note: plans are provided by and managed by HomeServe, so please contact them directly with questions at 833.334.1874 or Scroll down to review plans and pricing. 

meter box replacement

Available Plans & Pricing

Plan Monthly Price Annual Coverage Coverage Description
Exterior Electrical Line Coverage $5.49 Up to $3,000 Repair or replacement of the overhead or underground exterior electrical wiring components.
Interior Electrical Line Coverage $5.99 Up to $2,500 Repair of faulty outlets or GFCIs, switches, wiring or rewiring circuit to breakers, individual breakers, breaker panels or fuse boxes and junction boxes.
Water Heater Repair and Replacement $7.99 Up to $1,000 Repair/replacement of tank-based electric, natural gas and propane systems (additional charge for tank-less coverage).
Cooling System Coverage $12.99 Up to $2,500 Repair of many home cooling system components.
Heating System Coverage $12.99 Up to $2,500 Repair of many home heating system components.
Electrical Surge Coverage $3.99
Up to $3,000
Up to $5,000
Coverage for damage to appliances or electronics in the home that occurs as a result of a surge event (lightning strikes, power surges, etc.)

Get coverage now

*Plans cover repairs, up to the benefit amount, for damage from normal wear and tear, not accident or negligence to covered items. Plans subject to eligibility requirements, exclusions and coverage limitations. Prices subject to change. Please visit for more details.

HomeServe USA Repair Management Corp. (“HomeServe”), with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851, is an independent company separate from Midwest Energy & Communications (MEC) and offers this optional service plan as an authorized representative of the service contract provider, North American Warranty, Inc., 175 West Jackson Blvd., Chicago, IL 60604. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from MEC.